1.First of all get your shape/text.for the fill color,I used 


2.Next for some depth,I applied the Inner Shadow Layer Style.


 Then it looked like this:

Point to remember : Shadow distance depends on the resolution,the resolution is 72px,so the 2px   distance is sufficient.


3.Now apply Bevel and Emboss,with these settings…


  Now looks like:


4.At last use the Contour Layer Style to darken the gold colour a little more.

 look like :


And there you have…!!!

-By Sneha Badlani

Graphics Designer